A diversified funding source for businesses 

Unsecured Business Lines of Credit

To Boost Profitability

Working with Diversified was a quick and easy process. I'm happy with the loan and how fast they were able to secure funding.

Diversified Commercial Funding has secured relationships with numerous banks and lenders across the country so that you can obtain the funds you need quickly with limited paperwork.

Thank you for helping me with the financing I needed to keep my business running smoothly.

Unsecured Business Loans 

VS  

Merchant Cash Advance

Transparency

Early Payoff

Line of Credit

Loan terms are transparent and are spelled out in detail on the first page of the Loan Agreement. With an MCA, the agreement fails to identify the cost of borrowing the money, the term of the payback and the amount of the daily, weekly or monthly payment.  And, the payments are variable – meaning they can go up materially if your business investment pays off and your sales grow!  

Business owners only want to borrow money when they need it.   And, why pay interest before you need to?  We can help structure flexible payment options like principal deferment to keep cost low.    Cash Advance providers don’t offer typical bank features like this, because their product is not a loan. 

Unsecured business loans can be paid off early and business owners only pay interest for the time they keep the money. Not so with a Merchant Cash Advance.  Business owners with an MCA are forced to pay off the entire balance (with no discount) even if repaid one week after it is taken. 

Cash Flow

Higher Loan Amounts

Tax Benefits

Unsecured business loans provide 12- to 36-month terms, far longer than the typical 6 to 9-month terms given by MCA providers. Longer terms yield lower payments and materially improved cash flow. 

We can provide some of the highest loan amounts in the alternative lending industry, up to 22% of a merchant’s total annual sales (cash plus credit card sales).   Merchant cash advances are typically based upon a merchant’s credit card sales alone or one month of total sales, providing materially lower cash out amounts for borrowers. 

The interest paid on an unsecured business loan is an ordinary business expense and is tax deductible. Merchant Cash Advances represent future sales sold at a discount and have no clear tax benefit to the business owner. 

Don't Allow The Lack of Funds to Strain Your Business

Diversified Commercial Funding INC © Copyright 2019

100% Privacy Guaranteed.

Whether you're a startup, single-unit or multi-unit operator, or a nationally recognized chain we will provide access to the right loan product for your business
 
Fast approvals and only limited paperwork to get you approved.

Use the funds to grow your business.


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Get Started Now

Carrie Pittman
 Pittman Refinishing

Todd Grave
 Big Boy Tacos

Get Funding Now

Are You Needing a Business Line of Credit?