Fix N Flip Loans 

Program Highlights:

  • Available to first time flippers
  • No upfront fees
  • No Income Verification & We don’t need Tax Returns
  • 600 Minimum FICO
  • Purchase Price – $50,000 minimum
  • No Prepayment Penalties or Exit fees
  • Fast Closings – 2-3 week closings.
  • Interest Only payments
  • Borrow 90% of purchase and 100% of rehab (Newer flippers will be offered slightly lower loan amounts)
  • Condos, Townhouses, single family and 1-4 family houses qualify.


What are my chances of approval?

Nearly 100% if the following conditions are met:

  1. Your FICO is 600+ with no foreclosures (A bankruptcy should be discharged 2 years before applying)
  2. You have CASH or cash equivalent available to cover the down payment and closing costs.
  3. The property ARV is supported by local comps.


Can I do the Rehab myself?

Yes, do any or all of the work yourself.  We do NOT require licensed contractors for your renovations.


Can I get 100% Financing?

Yes, this is possible with a 680+ credit score and a minimum of $40k of household income, and then you may qualify for unsecured credit card financing to fund your down payment. See how much you qualify for, it’s free and won’t impact your credit score.  Here’s the Link: Diversified Partner Unsecured Funding Portal


Will you pull my credit?

Not until you’ve been approved and tell us to schedule an appraisal and closing.  But we will need you to provide us with an approximate score to get started.  You could get this from or something similar.


Do you offer 30 Year loans?

Yes, we do!  This is a perfect match for those using the BRRRR strategy (Buy, rehab, rent, refinance, and repeat).  We can refinance the property without a seasoning requirement. Rates vary widely by property and credit, but expect rates starting in the 5’s (adjustable) or low 6’s fixed for 30 years.


Next Steps:

Let us Show you what we can do! We’ll provide a free loan term sheet so you can see EXACTLY what the costs/rate/down payment will be.


Complete the following form to receive a term sheet

  • Date Format: MM slash DD slash YYYY